Tag Archives: john moffitt and associates

Great Expectations

A successfully managed budget is a partnership between the builder and the homeowners. But the builder is just half the equation: a new home is a partnership between the builder and homeowner, and there are things a homeowner needs to do to keep the project from going over budget. Most of these have to do […]

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Ch-Ch-Ch-Ch Changes

Ch-Ch-Ch-Ch Changes

It’s best to be an informed consumer. This includes taking into consideration non-traditional factors that may have an effect on buying or selling your home. Right now, this factor would be climate change. When’s the last time that climate change had an impact on your decision-making? Most likely, almost never, if at all. However, Freddie Mac […]

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The Down Payment Lowdown

The Down Payment Lowdown

So, you want to buy a house. The largest hurdle, and one that actually prevents potential homeowners from taking the plunge, is the initial down payment and the mortgage. Definitely not something to take lightly, the down payment and the subsequent mortgage payments, however, should not intimidate you out of becoming a homeowner. This article […]

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Features That Pay Off

Features That Pay Off

It’s all in the marketing. As Realtors, when we’re selling your home, we handpick which little details to showcase when writing up the listing summary. We make sure that every unique feature that would catch a potential buyer’s eye is highlighted. Of course, those details we look to highlight change with time, as trends do. […]

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Home Warranty Benefits

Home Warranty Benefits

It may seem obvious to protect your investment, whether that be a car with insurance, your health with insurance, or your cell phone with a password. But protecting your home by making sure a home warranty plan is in place when buying or selling your home is something, though most often executed, is not mandatory. Purchasing […]

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50 Years Later: Pricing

50 Years Later: Pricing

As we wind up our “Fifty Years in Real Estate” blog series, we want to stress the enduring and priceless value of homeownership; something that will always remain and continue to give back regardless of the year. We take immense pride in helping potential/hopeful homeowners realize their dream. The homebuying and selling process is an […]

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50 Years Later: Interest Rates

50 Years Later: Interest Rates

Interest rates are the absolute best tool for enabling your home to also serve as an economic investment. Why? Originally real estate loans were not amortizing. They were interest only, and due and payable after three or five years! But once these loans became amortized, it allowed owners to know and plan their house payment for […]

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50 Years Later: Financing

50 Years Later: Financing

50 years ago a mortgage was easily obtained by filling out a one page form with four simple questions: Name? Address? Profession? Income? The lender based approval on this simple form and no verifications were needed. Approvals were usually obtained in two weeks or less and most were always done in person or via US mail. Fast […]

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50 Years Later: Purchasing

50 Years Later: Purchasing

50 years ago, everything was done in person. Houses were seen in reality (not virtually), contracts signed in person at a desk (not a desktop), and loans were applied for and approved at the bank (not a cloud). Today and unheard of even five years ago, homes can be seen online, potential buyers can get […]

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50 Years Later: Floor Plans

50 Years Later: Floor Plans

Generally, it’s pretty clear when you walk into a home what era it’s from. Fifty years ago, post World War II homes were boxy and compartmentalized. Defined spaces with a living room, dining room, and kitchen, largely in 2-story or ranch floor plan, kept things very formal. The late 60s and 70s saw a new […]

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